1. No matter how much you earn you will always want to spend more.
2. Your credit card will make you feel richer in the short-term. But if not used properly it will eventually make you poorer. Leave it at home and plan beforehand the purchases you will do with it.
3.In money management learning is a life-long process. Read, ask, learn...Never be afraid to take an expert's advice.
4. No matter how cheap something may be, if you don't need it it is simply too expensive!
5. Be thoroughly informed about your finances. Keep a record of your expenses, even the small every-day ones. Make educated decisions on how to manage your income after taking into account this information.
6. Limits are good. Make a list of the things you want to buy. Leave space for that extra something every now and then. Reaserch has shown that 30% of super market buying is based on impulse buying. How much does that cost on your budget?
7. Let's face it. Dealing with your debt will never be pleasant. The sooner you deal with it the less it will cost you. Pen and paper here are necessary if you want to have a clear view. An expert's advice may also make a much bigger difference than you think.
8. You may have heard it many times. It is because it is true. Money cannot buy happiness. Trying to increase your income is not a bad thing, but waiting to feel happy till you actually do so, is. Work on the other things that offer you fullfilment, joy and peace from today.
9. You may worry about your money. But unless you keep a clear mind you will never be able to deal with it
succesfully. Alternativelly you could stop worrying and make an appointment with yourself to deal with it at a certain time and for a certain duration, say thirty minutes or more per day if needed in the beginning. Set the alarm. After time is up, go back to the other important parts of your life till your next set date.
10. Money can buy a lot. A lot of distraction that is. But it is how you feel when you are alone with yourself that trully defines how rich your life is.
2. Your credit card will make you feel richer in the short-term. But if not used properly it will eventually make you poorer. Leave it at home and plan beforehand the purchases you will do with it.
3.In money management learning is a life-long process. Read, ask, learn...Never be afraid to take an expert's advice.
4. No matter how cheap something may be, if you don't need it it is simply too expensive!
5. Be thoroughly informed about your finances. Keep a record of your expenses, even the small every-day ones. Make educated decisions on how to manage your income after taking into account this information.
6. Limits are good. Make a list of the things you want to buy. Leave space for that extra something every now and then. Reaserch has shown that 30% of super market buying is based on impulse buying. How much does that cost on your budget?
7. Let's face it. Dealing with your debt will never be pleasant. The sooner you deal with it the less it will cost you. Pen and paper here are necessary if you want to have a clear view. An expert's advice may also make a much bigger difference than you think.
8. You may have heard it many times. It is because it is true. Money cannot buy happiness. Trying to increase your income is not a bad thing, but waiting to feel happy till you actually do so, is. Work on the other things that offer you fullfilment, joy and peace from today.
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succesfully. Alternativelly you could stop worrying and make an appointment with yourself to deal with it at a certain time and for a certain duration, say thirty minutes or more per day if needed in the beginning. Set the alarm. After time is up, go back to the other important parts of your life till your next set date.
10. Money can buy a lot. A lot of distraction that is. But it is how you feel when you are alone with yourself that trully defines how rich your life is.
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